Contact details
Waverton
Phone: 9954 9455
Fax: 9954 3955
Address:
Level 2, 100 Bay Road
Waverton NSW
Mona Vale
Phone: 9999 2344
Fax: 9999 4660
Address:
Suite 9, 90 Mona Vale Road
Mona Vale NSW
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FREE SERVICE FOR NORTHSTAR CLIENTS
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How are you coping with the recent mortgage rate increases?
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Are you concerned about further rate rises?
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For a FREE, no obligation mortgage review, contact John at Northstar Mortgage Services @ john@nsg.com.au.
Northstar News - guiding you in the right direction
Welcome to the Autumn edition of the Northstar News.
We trust that this information is of value to you.
Should you require any further information on these articles, please phone your Northstar contact.
We hope you enjoy this edition and thank you for your continued support.
Andrew Stanning - Director
Life under Labour
by Andrew Stanning
During last year’s election campaign, Labour strived to reassure the electorate that, in government, it would maintain the same general approach to economic policy that we’d experienced over the last 11 years. It was a key part in the new government’s electoral success.
Outlook for 2008
by Alistair Saunders
2008 could be one of those years when emotion overrules reason as the most powerful influence on the economy. The crisis in confidence owes its origins to the sub-prime crisis in the US. The resulting housing slump and lower consumer confidence sparked fears of a US recession, with many people worrying that this could spread beyond US shores.
Winners and Losers with Higher Interest Rates
by John McCuaig
Reading the newspapers, it seems that everyone hates higher interest rates. There’s good reason for that. Higher interest rates are supposed to reduce our spending power. But it’s a bit like medicine – a bitter taste now to make us feel better in the future.
Coping With Volatility
by Alistair Saunders
What a Year!
The Australian share market gave investors a bumpy ride last year. At the start of 2007 the All Ordinaries index was at 5,650. It climbed 14.3% by July, plummeted 12.2% over the following month, then put on a massive 20.9% to hit an all-time-high of 6,854 on November 1st. It closed the year at 6,421 before a miserable start to 2008.
Will this year be different?
by Peter Lever
The holidays are over but will 2008 be different financially for you? You can be sure that if you do what you did in 2007, this year will be much the same. Here are ten tips so that next Christmas you can look back with pride at your accomplishments.
Problems with car fringe benefit records
by Gemma De Luca
The Tax Office has warned that some employers are using inaccurate methods in dealing with the FBT obligations resulting from providing car benefits to their employees.
Tax tips for small business
by Peter Lever
The Tax Office has some useful tips and information to help businesses start the new year on the right foot.
There are some important things all small businesses need to remember, including good record keeping practices, meeting GST obligations, reporting, paying tax and superannuation.
CASH FLOW – THE KEY TO SUCCESS
by Peter Lever
In reality, cash flow is the key to survival.
Australian Securities & Investments Commission statistics tell us that in 2004 and 2005 there was an average of 18,000 businesses that entered into external administration or insolvency. Furthermore, the Small Business Development Corporation statistics tell us that 60% of small businesses fail in the first three years of operation.
Gear up your super
by Andrew Stanning
Self managed super funds are about to enter a revolution. New rules have legitimised a form of borrowing in superannuation – something generally not allowed in super funds.
Super tips when you change jobs
by Alistair Saunders
Starting a new job is an exciting, scary and busy time. The Australian workforce is more mobile than ever and the Australian Bureau of Statistics estimates that about 1.8 million people change jobs every year. Whilst doing so it is important not to neglect your superannuation.